Let’s address the elephant in the room
Bankeroo’s Terms and Conditions
EFFECTIVE DATE: JUNE 30, 2017
Eligibility & Privacy
The products and services offered through our Website are not available to persons under the age of 18, to persons who are mentally incapable or to persons who are not legal residents of Canada.
BY CLICKING ANY BUTTON OR BY ACCESSING, BROWSING OR OTHERWISE USING THE BANKEROO WEBSITE YOU REPRESENT AND WARRANT TO US THAT YOU ARE AT LEAST 18 YEARS OF AGE, HAVE YOUR FULL MENTAL CAPACITY AND ARE A LEGAL RESIDENT OF CANADA.
Bankeroo has made a commitment to protecting the privacy of those who visit our Website and use the products and Services available to them. A portion of Bankeroo’s Privacy Policies are incorporated herein for your reference.
We reserve the right to withdraw, amend, or update this Website, and any Service we provide, at our sole discretion without any prior notice and no liability. You agree that your continued use of our Website or Services following the posting of such changes constitutes your acceptance to being bound to and respecting such changes. If you do not agree to the changes made to our Website, you must immediately discontinue your use of our Website and Services. You hereby recognize and accept that it is your responsibility to comply with all applicable laws, including ensuring that your access and/or use not only complies with the Website’s Term of Use, but also with the laws of the jurisdiction from which your use or access is made.
Bankeroo takes all reasonable measures to ensure that the information contained on our Website is reliable, accurate and complete, however we do not represent to you the completeness, reliability or accuracy of the Website or its content.
Accessing our Website
Bankeroo makes no representation or warranties that the use of all or any part of our Website will be uninterrupted or error free and Bankeroo will not be held liable or otherwise responsible for any damages whatsoever if all or any part of our Website and/or Service is unavailable at any time. In certain circumstances, and at our sole discretion, we may also restrict access to our Website, or parts of our Website, to guests and customers. You hereby acknowledge that not all products and services might be available in all geographic areas and that your eligibility for particular products and services rests solely with Bankeroo.
make commercial use of the Website or any of its Content without obtaining our prior written consent;
attempt to hack, make unauthorized alterations to or introduce malware or any kind of malicious code to the Website in any form whatsoever;
gain or attempt to gain, through yourself or any third party, unauthorized access to the Website;
use the Website, directly or indirectly, for any fraudulent or illegal use;
cause the disruption or failure in the Website’s operations;
misrepresent your association to us or present any false or misleading information about us;
Account Holder Security & Responsibility
In order to access certain sections of our Website, you may be asked to provide personal information. You confirm that the information provided by you during the loan application process, or at any other time, is true and accurate in all respects and will remain as such throughout the whole term of your Loan and any extension period thereof.
You acknowledge and consent that the use of a username and password is an adequate form of security and you agree to treat such information as confidential, and not disclose it to any third party. If you believe that your information is being used by a third party, you agree to notify us immediately. By using our Website, you accept and agree that you are solely responsible for the following:
Authorizing, monitoring, controlling, and maintaining the strict confidentiality of your username and password;
Refraining from allowing another person to use your username or password.
Bankeroo is not liable whatsoever for any harm or prejudice related to the theft of usernames or passwords, disclosure of usernames or passwords, or your authorization to allow another person or entity to access and use our Website using your username or password. Any and all damages that may be incurred, directly or indirectly, as a result of your neglect to maintain the strict confidentiality of your username and password will be born entirely by you. You also agree to immediately notify us in writing of any need to deactivate your username due to security, confidentiality or other concerns. Until the moment Bankeroo receives notification from you to deactivate your username, we are allowed to presume that your profile is active and safe and as a result, you will be held fully liable for any harm or damages ensuing from the misuse of your username and password on our Website. We will not be liable for any harm or damages related to any authorized or unauthorized use of your username or password.
Consent to be Contacted
You hereby acknowledge and agree that by registering for a Bankeroo account or by launching an application on our Website for any product and/or Service, you are deemed to have confirmed to us the following:
You have consented to being contacted by us by mail, email messages, text messages, or telephone or any other telecommunication service;
You have consented to the use of pre-recorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated to your Bankeroo account, including your mobile telephone number, which could result in charges to you and which said charges shall be borne entirely by you;
You have consented to being contacted for general operational purposes and for the administration of your Bankeroo account, including but without limiting, for matters related to your loan or loan application; to remind you of upcoming payments; or for collections and other loan-related issues;
You will ensure that the electronic addresses you provide to us, as well as your mobile phone number, is kept up to date by you and shall not be modified without our prior authorization.
Furthermore, you hereby recognize and agree that we may record any and all communication made between us.
Intellectual Property Rights
The Bankeroo website, and its entire contents, features and functionality, including but not limited to, logos, graphics images, buttons, text, code, documents, images, audio, video, and any other materials accessed through, downloaded from or made available for use through our Website (collectively, the "Content"), are owned exclusively by Bankeroo or other third parties authorized by Bankeroo and are protected by Canadian and international copyright and trademark laws and other applicable intellectual property laws. You may not copy, distribute, modify, reproduce, publish, alter, plagiarize or use, in whole or in part, our Content without our prior written consent. You may not frame or utilize framing techniques to enclose, or link to, our Content or any other type of proprietary information without our express written consent.
You are authorized solely to view and retain a copy of the pages of the Website for your own personal non-commercial use. You may also view and make copies of relevant documents, pages, or other materials on our Website for the purpose of transacting business with Bankeroo provided that all copyright, trademark or other proprietary notices remain unchanged and visible intact. It is expressly agreed that no right, title or interest in any downloaded, printed, or copied material is transferred to you, in whole or in part, as a result of any such downloading or copying.
Save and except for where provided for herein, you agree that you will not duplicate, publish, modify, download, create derivative works from, store or transmit any of the material on or made available from our Website without our prior written consent. Furthermore, you will not post on the internet, or in any way distribute or exploit this Website, or any portion of the Website for any public or commercial purpose without the prior written consent of Bankeroo.
Links and Third-Party Products and Content
Bankeroo shall not be held responsible for the accuracy or content of any third-party website, and any links we provide does not mean that we are connected with or endorse those websites. Bankeroo will not be held liable for any failure of any products or service offered at any of the third-party sites linked to our website.
Disclaimer of Warranties
Bankeroo uses all reasonable measures to ensure that all the information and content contained on our Website is accurate and up to date, however we cannot guarantee such accuracy and reliability and we make no representations whatsoever with regards to the accuracy, completeness, security, quality, accuracy, availability and/or reliability of any content and/or links contained on our Website or made available from our Website and we disclaim all liability and responsibility arising from any reliance on such information.
Our Website, including its content and any Services, products, or items obtained or accessed through the Website, is provided to you on an “AS IS” and “AS AVAILABLE” basis with all faults and without warranty of any kind, whether express, statutory or implied, including but not limited to any implied warranties of merchantability, fitness for a particular purpose, accuracy, quality of information, free from computer virus or other harmful components, non-infringement, or that any Service we offer through Bankeroo.com will meet your expectations, all of which we expressly disclaim and you agree to hold us harm free from.
Your use of our Website, its content, and any Services or product obtained or accessed through its use is at your own risk and peril. You understand that neither our company, nor any person or entity affiliated with or related to Bankeroo, will be liable for any loss or damages whatsoever caused by your use of our website or any services or products obtained or accessed through our Website, or for any material displayed on our Website or made available from our Website. We do not warrant that files download from our website will be free of viruses, or other forms of destructive programming, and you are solely responsible for implementing procedures to satisfy your security and data backup needs.
Limitation on Liability
IN NO EVENT WILL BANKEROO, ITS SERVICE PROVIDERS, OR ANY PERSONS ASSOCIATED WITH BANKEROO BE LIABLE OR OTHERWISE RESPONSIBLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OBTAINED THROUGH THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL OR LOSS OF DATA, EVEN IF FORESEEABLE OR IF WE HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OCCURING. THESE LIMITATIONS DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
All information you submit to Bankeroo via our Website shall be deemed to be the property of Bankeroo and shall remain as is indefinitely, and Bankeroo shall be free to use the information provided by or from a visitor on the Website for any purpose whatsoever, including but not limited to, for any idea, concept, know-how or technique.
Bankeroo shall not be subject to any obligations of confidentiality regarding submitted information except as may be expressly agreed upon in writing by Bankeroo or as required by law.
This Website, including any and all products and services made available through bankeroo.com, is provided solely for the use of individuals located and legally residing within Canada. We hereby confirm the following:
This Website is not intended to be used or viewed by any person or entity outside of Canada;
The content contained on our Website is not appropriate to be viewed in any jurisdiction outside of Canada.
You understand that access to our website may be contrary to local laws and regulations in certain countries and you take full responsibility for the compliance to any local law.
Additional Terms and Conditions
Information We Collect about You
By accepting to use our Website, you consent that all of the information you provide to us is true and accurate in all respects and shall remain as such through your whole loan and any extension period thereof.
Waiver, Severability and Enforceability
Bankeroo oversees and maintains this Website from its headquarters in Ontario, Canada. You agree that any dispute arising out of, or related to, the use of our Website or any dispute or claim relating to these terms and conditions, shall be governed by the laws of the Courts of the Province of Ontario, without giving effect to any choice or conflict of law provision or rule (whether of the province of Ontario or any other jurisdiction), and in each case, such venue shall be located in Toronto, Ontario.
Monitoring and Enforcement
We reserve the right to monitor and enforce our terms and conditions as follows:
Disclose your identify to law enforcement agencies for any illegal or unauthorized use of our Website;
Disclose your identify to any third party who claims that you have violated their rights
The Website is not directed at children under the age of eighteen (18) and the Company does not knowingly collect personal information from any child under the age of eighteen (18).
Sweepstakes & Other Promotions
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